Mortgage Solutions


The mortgage market can be a confusing and stressful experience.

Regulation ensures mortgages are more tailored around individuals’ circumstances and affordability.


Lenders products and application criteria are constantly evolving making it a challenging task to find the right mortgage product to match your needs and circumstances. Vitality Mortgages have simplified the whole process by giving you access to truly independent Advice from across the market for a comprehensive range of mortgages.

Our aim is to make sure your mortgage application process is a stress free and enjoyable journey! Our highly qualified FCA (Financial Conduct Authority) authorised and approved mortgage advisors can assist you with a broad range of mortgage solutions such as…

• First time buyer
• Moving home
• Re-mortgaging your existing property
• Considering a buy to let mortgage (first time buyers)
• Building and structuring your property portfolio (multiple buy to lets)
• Buy to let purchase
• Buy to let re-mortgage
• Equity release (by referral only) *
• Commercial mortgages

Your personal advisor works for you to ensure you find the right solution and product to suit your current circumstances and take into consideration what you are aiming to achieve for the future. With hundreds of lenders in the market place and thousands of mortgage products to choose from, your personal advisor has the experience and ability to search the whole market and, help you cut through the fine print clearly explaining the relevant details to save you time and money and help you make the right decision.


When your personal advisor arranges your mortgage, we like to think that you have entered into a relationship with Vitality Mortgages that will last you a lifetime. Our ‘Mortgage Management Service’ helps you find the best mortgage solution each time you need to review your mortgage needs and circumstances. Your personal advisor will work with you over the lifetime of your mortgage to facilitate your lifestyle changes. We are also committed to providing excellent customer service.

All initial consultations are completely FREE of charge and your personal advisor can meet you at a location convenient to you. So talk to us today and give us the opportunity to help you find the right mortgage.

Some forms of buy-to-let and some commercial mortgages are not regulated by the Financial Conduct Authority.

Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.

* Equity Release is by referral only